Although Hungarian interest rates decreased significantly both for long-term government bonds and for the short-term, as measured by the three-month interbank interest rate index, a significant premium was preserved for both indicators compared to the EU average and the other Visegrad countries. This is shown by the fact that the average yield levels of long-term government bonds in the Visegrad countries was 3.81% in 2012 compared to 5.92% in Hungary, while the V4 average for three-month interbank interest fell to 1.97% in 2012, compared to 4.18% in Hungary.